LIFE ASSURANCE
| LEVEL TERM LIFE ASSURANCE This provides a fixed lump sum payment should you die within a specified term. Payable on death only. MORTGAGE DECREASING LIFE ASSURANCE This provides a lump sum to repay your oustanding mortgage debt should death occur during the specified term. Payable on death only. CRITICAL ILLNESS COVER Provides a lump sum payment should you suffer from a specified critical illness during the term, allowing you to concentrate on getting well without the financial worries of ensuring the mortgage and all the usual monthly bills are paid. The list of specified illnesses include cancer, heart attack and stroke but the full list of illnesses covered is laid out in the individual insurers key facts document. Full details available on request. Please contact us for further information. |
Your mortgage is likely to be the largest financial commitment you will ever make, and it makes sense to ensure it is adequately protected. What would happen if you died or became ill during the term of the mortgage? How would this affect your family? With over half a million deaths in the UK each year, and with more than a 1 in 3 chance of being diagnosed with cancer before the age of 65, it isn't prudent to think that 'it will never happen to me'. We can advise you on the range of options available and ensure they are tailored to your individual circumstances and budget. A few examples of the types of cover available are shown opposite. |